Accidents at work can cause misery and suffering to those unfortunate enough to be involved.
Here are some facts and figures about injuries in the workplace:
1. 20% of injuries where the employee is absent for over 3 days
2. 33% of all reported major injuries
3. 2 fatalities per year
4. 50% of all reported accidents to members of the public
5. A cost of 368 million British Pounds per year to employers in lost production and other costs
The highest rate of injuries occurs in the food and drink, repair of consumer goods and car sectors. However with nearly all workplaces being affected by this type of injury and with most slips occurring due to poor housekeeping, solutions to the problem are often easy and cost effective.
These Top Tips have been produced on how you can reduce your exposure to risk and with it your insurance premiums.
1. Planning
By having an effective management system in place the key areas of risk can be identified and goals can be set to make improvements. This should include selecting equipment and work practices that contain slip and trip hazards and if doable prevent them occurring.
2. Organisation
Get workers involved in and committed to reducing risks. This should involve giving people responsibilities to ensure that areas of the workplace are kept innocuous and then making sure everyone is aware who is responsible for apiece area.
3. Control
Keep a record of cleaning and maintenance work and encourage good health and safety.
4. Monitor and Review
Keep an happening log and re analyze it on a regular basis to learn from incidents that have occurred.
5. Analyze slip and trip risks
The Health and Safety Executive advocate a 5 step approach to risk management when dealing with slip and trip risks and these are:
Step 1: Look for slip and trip hazards around the workplace (e.g., uneven floors, trailing cables, areas that are sometimes slippery due to spillages)
Step 2: Decide who might be harmed and how. Are the people who come into your workplace at risk?
Step 3: Think about the risks: do you already have precautions to deal with the risks?
Step 4: Record your findings if you have 5 or more employees
Step 5: Regularly review the assessment. If any changes take place make sure that precautions are in place to deal with the risks
When it comes to preventing slips, trips and falls happening getting conditions right from the begin will make dealing with risks easier. This can include choosing the right flooring, making sure lighting levels are sufficient, avoiding overcrowding and making sure access routes are clear. By doing this the chances of an happening occurring will be greatly reduced and therefore so will your exposure to risk. And with certain insurance companies now offering substantial discounts for good health and country many businesses could also save money on their Business Insurance premiums.
Northern Counties Insurance Brokers are UK Business Insurance Brokers. To see how much you can Save on your Business Insurance visit http://www.northerncounties.com or http://www.northerncounties.com/nursery-insurance.php for all your Nursery Insurance needs.
