Posted on 16th October 2010 by admin in Motor Tips
Insurance, Motor, Tips, Trade
Motor Trade insurance can be a minefield if you don’t know what you’re buying, with even experienced purchasers falling foul of shoddy commission based salesmen. We’re going to list 5 great tips that can help you refrain any problems, and even get more cover for less.
1) Split Indemnity – What is split indemnity? This is where you can get more cover for the same cost! If you are a mechanic, a valeter, or anyone that needs to be healthy to drive customer’s cars, this can save you money. Split indemnity means that you can get state £10k worth of cover for yourself and your own vehicles, while getting £20k of cover on customer’s – for the same price! Insurance companies happily do this all day long and for the same price as giving £10k for yours and £10k for customer’s cars alike. Just ask your broker!
2) Demonstration Cover – Do you really need it? Does a valeter or a mechanic really need this option? Even salesmen might not really need it. Whilst some companies will give it for free, most will charge.
3) Pay in One – We all like to spread the cost of purchases, but be aware that insurance companies can charge up to 20% interest on instalments! Can you pay it off and save?
4) Ask for a discount – If you refer your friends and colleagues to a broker ask for a referral fee! They might offer to discount your renewal or give you future credits!
5) Excess – a larger excess can bring down your price – perfect for those who wouldn’t claim for small things!
I hope these tips can save you time and money! Remember – Motor Trade Insurance can be complicated – if in doubt always ask your broker to get you the policy you need. A good broker gives his advice for free and is happy to help.
Written by Director of Think Insurance,Garrath Hussey. For more information on motor trade insurance, taxi insurance or other automotive insurances check out our site and give us a call for a cheap quote. We wage other tips and advice on cheap motor trade insurance in our regularly updated blog on our home page.
Posted on 15th October 2010 by admin in Motor Car
Cars, Rolls, Royce, Wedding
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Rolls Royce have always been a automobile producer renowned for manufacturing some of the saint automobiles in the world. Since their primeval days, when the first 40/50 HP(which was later to be titled the Silver Ghost) rolled off the production line and was chosen as a demonstrator vehicle, the automotive industry stood up and took note of the calibre of the automobiles that Rolls Royce produced.
When people are asked to study a luxury automobile manufacturer, the first company that springs to mind, is more often than not Rolls Royce. However, with a high price tag, the Rolls Royce seems to be out of reach for most of us. Perhaps this is part of the attraction to the automobiles and why they are often the first choice as a carriage to transport the bride-to-be on her wedding day. After all, it is not each day that you get to ride in a Rolls or for that matter, it is not each day that you are going to get married.
There is no doubt that a classic Rolls Royce motor automobile is a thing of beauty. Rarely are they seen on the roads during each day life, so when they are seen they are guaranteed to turn heads. Lovingly cared for and restored, the primeval models such as the Silver Ghost, Phantom II and Silver Wraith make the perfect wedding automobile and make an excellent backdrop for any wedding day photograph. These primeval automobiles are incredibly rare, which has helped to add to their charm and allure.
However, the modern Rolls Royce motorcars such as the Phantom are as equally bewitching as their older counterparts. The Phantom has been designed with elegant sloping lines, giving an illusion of motion, even when the automobile is stationary. When you look at a Phantom from head on, it quietly whispers class, elegance and in the same breath, undeniable power. The engine is a 6.75 lire V12, which has torque in abundance, yet remains eerily quiet. The rear coach doors are saint for brides as they open backwards, allowing the bride to remain dignified when she makes her exit of the vehicle. Sitting at the front of the bonnet is the Rolls Royce mascot ‘The Spirit Of Ecstasy’, which on closer inspection, is as equally as stunning as the automobile it is perched upon.
Rolls Royce have always strived for perfection and this is an ethos which the company have stood by since their primeval beginnings. Whichever, style of Rolls Royce you choose, whether it be the vintage classic or one of the modern day models, you will be fortunate to experience first hand why Rolls Royce have remained at the forefront of luxury motor automobiles for over a century.
Rolls Royce wedding automobile hire-contact us now for a free quote.0845 2340659 http://www.midlandslimos.com
