Posted on 22nd January 2011 by admin in Motor Tips
4chan narwhaler, Cheaper, Insurance, Motor, Premium, Tips
With the rising cost of living, you are probably unable to refrain the cost of your automobile insurance premium, and how you feel about your premium rising in cost each year. Regardless of the automobile you drive, and other determining factors, there are some ways in that you can lower your auto insurance premium.
Firstly, try and obtain your automobile insurance online. Not only will this save you a significant amount of time, but you could also save money. Some auto insurance companies will offer a discount to people who sign up online, because they are saved some of the hassle of paperwork and administration. Furthermore, you will be healthy to get more quotes more swiftly online, because there are now websites that offer multiple quotes at once. This saves you even more time and gives you more comparisons to work with.
The next thing you need to do is to shop around as much as possible. This is why it is nice to use the world wide web and find multiple quotes. Only after looking around properly would you be healthy to make an informed decision! By making good comparisons and shopping around, you will be healthy to find discounts and save money.
Try and buy extra contents on your insurance policy. Some insurance houses will offer a discount if you insure more than just your automobile insurance policy with them. You could save a clean amount if you also insure your household contents and perhaps even obtain your life insurance through one place.
You can also increase your excess to decrease your premium. Your excess is the amount of money that you will pay in when you need to claim. If you have a high excess, meaning the amount of money you will have to pay in, then you could be in for a lower premium.
You can also install a security and alarm system on your motor vehicle, decreasing your theft risk and therefore lowering your premium. Taking an advanced driving course will reassure your driving company that you have better driving skills and will therefore be less likely to be involved in an accident.
Carefully think about who you place as secondary drivers on your policy. Remember that if you have a young driver on your policy, it will be more expensive, as young drivers are deemed to be higher risk. Putting your spouse on your policy as a listed driver could offer you a discounted premium, as many automobile insurance companies have special offers regarding that.
In conclusion, it is easy to see that you can incorporate these few easy steps to make your insurance policy lower.
Posted on 20th January 2011 by admin in Motor Tips
Driving, motor car vehicle tips for driving, Tips
It is very important to drive safely. Always is a defensive driver. Check your automobile properly before driving. Avoid driving when you are exhausted because this can decrease your concentration level. To overcome tiredness, place off the road for some exercise and fresh air or have a cup of coffee. You should absolutely concentrate on your driving and should have a total control of your car. No emotions or any factors should dominate your driving.
• Concentrate on driving, not on passengers, mobile phones, or other distractions.
• Never overtake within 30 meters of a pedestrian crossing and never change the lane with out any signal, as this can cause hindrance to the .vehicles behind you.
• You can always drink but do not drive, never mix Drink with Drive.
• National Maximum Speed Limit for a Light Motor Car & a Transport Car is 65 Km/Hr.
• Always obey the traffic rules and signals and you might have to a pay a huge price by not following them.
• Violation of traffic rule is punishable and so also violation of Provisions of Motor Cars A
Your driving can also change the fuel efficiency to a certain extent. The driving technique of the mortal behind the wheel is the most important single bourgeois in determining the fuel economy of a particular car. A fuel economy conscious driver can achieve 30 to 50% superior mileage than most other drivers by practicing the following instructions:
The 30 second warm up…
• Idle your engine during its initial begin not more than 30 seconds, as its not only wastes fuel but also does harm to the engine. car engines warm up faster when they are in motion.
• Depress the accelerator just once as added pumping wastes fuel.
• Do not rev up the engine before turning it off. This dumps raw fuel on the cylinder walls; washing away the conserving lubricating oil film and increasing engine wear at the next start.
Overtaking
Drive keeping certain norms in your mind, do not drive just because you have a automobile and know driving. Avoid jerky acceleration, screeching start. Accelerate briskly and smoothly up to 50kmph and to maintain the speed, keep a steady pressure on the accelerator. Do not over take just because you are in a hurry. To overtake other automobile or rather automobile overtaking, make sure that you are without danger to do so. Use the right-turn indicator to signal that you want to overtake. Be sure the way ahead and behind is clear before overtaking.
Check out for two-wheelers that might be hidden from view in front of the automobile you are about to overtake. Watch for cars in front that might be turning right. Immediately after overtaking, give the signal that you want to get back to the same lane.. Do not cut off a automobile by suddenly moving in front of it. Another important point to be noted is never race if the automobile you are passing speeds up and then in such situation get back into your original lane.
Note- Never overtake within 30 meters of a pedestrian crossing.
Avoid cell phones
Do not speak on your mobile while driving, they distract your concentration and incease4 your chance of collision by almost 400%. And if your call is important, then pull over to a safer side and place your call there.
With all these tips you can make your driving safer and economical with a tint of fun
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