Posted on 5th January 2011 by admin in Motor Car
Cars, Costs, Increase, Motoring, Parking, Problems, problems with the increase of cars
The traffic warden is now probably the most detested public servant on our streets today, as they are literally on the streets patrolling to make sure that no one has parked illegally such as on a double yellow lined street or dangerously such as immediately outside of a school gate.
The trouble is that many of us start victim to a “meter maid” at some point in our driving lives and feel slighted because they didn’t comprehend that they could not park there. Many motorists feel that some signs and instructions are deliberately confusing and aim to catch them out and acquire themselves a ticket and a parking fine.
A current survey of motorists found that 60 percent of them were under informed about where they could and couldn’t leave their vehicle. One in ten of those questioned had received a fine for parking at a hospital when visiting a sick friend or relative or when they were in the hospital themselves!
The survey was carried out by a car insurance company who found that with most parking enforcement policies it’s now local authorities and councils that handle the policing of the streets instead of the police.
Whilst a parking fine isn’t likely to affect your car insurance quotes it can certainly add to the cost of motoring and this is something people are being more conscious of with expenses like petrol rising in cost many people are finding that they don’t want to be caught a foul of some malicious parking attendant.
Other driving convictions such as running red lights or speeding are likely to affect insurance policies so you still need to be careful when you’re driving as you might get a fine or penalty in the short term but in the long term you also have high insurance costs to deal with, as well as the prospect of a tougher time finding an insurer who will take a chance on you.
Andy Adams is an IT worker and experienced writer
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Posted on 3rd January 2011 by admin in Motor Car
Buying, Insurance, Mistakes, Motor, These, Trade
For many businesses operating in the automotive industry the purchase of their business insurance is one of their most pricey expenses. This article looks at some the mistakes businesses in the motor trade make when buying their motor trade insurance.
What do you really want when buying business insurance and specifically motor trade insurance? Low premiums, excellent service, advice and guidance, fast claims settlements when you have suffered a loss and friendly and helpful advice from people who know what they are talking about? So many motor traders want all of these things and more but make the mistake of not demanding it from their insurance broker or provider.
The first mistake many motor traders make is due to apathy and the fact they really can't be bothered to shop around for an substitute insurance broker when their current broker does an ok job for them. This is perhaps understandable when the purchase of insurance is deemed as a long and arduous process. However, by imperfectness to see what else is available, motor traders are in many cases losing out on making what could be substantial savings on their combined insurance premiums.
The insurance industry is no different to the auto industry in that it is highly competitive. For this reason insurance brokers are keen to get your business and in some cases can offer you extremely good deals compared to your current insurance broker. If your current insurance bourgeois does not therefore wage you with all the benefits highlighted above, do not be place off by spending 10 minutes talking with another broker as it really could be the ideal 10 minutes you spend this year.
And even motor traders who are prepared to shop around for the ideal price make a mistake by not disclosing their current premium. Motor traders and businesses in general believe that by disclosing their premium they will not get the ideal price. In reality the opposite is actually due as unless an insurance company has a price to beat, they will very rarely come up with their very ideal price. If you are therefore shopping around and someone asks you what your premium is, tell them as this will increase the chances of you saving money.
The final mistake businesses who purchase and sell cars, service cars or carry out mots make when buying their combined motor trade insurance is to make their decision purely on price. This is especially so nowadays when each penny or cent counts. Therefore when shopping around for motor trade insurance you should ask not just what the premium is but what cover does the policy give you, what credit rating does your broker and insurance company have and what experience do they have in dealing with motor trade insurance. Find out these things and there is each chance that when your renewal is next due you could find the amount you pay start considerably and some of the money you paid last year ends in up in your pocket and not the insurance companies.
Buy your motor trade insurance wisely and do not make the mistakes that so many other motor traders make. Do this and watch your motor trade insurance premiums fall.
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